Lending Dashboard
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System Settings
Configure your lending system preferences. Changes apply immediately.
Interest Rate
Default Interest Rate (%)
%
Current rate:
40%
Update Interest Rate
Preview:
R1,000 + 40% =
R1,400.00
Penalty & Restructure
Penalty Rate (%)
%
Current penalty:
10%
(Applied once, immediately after due date)
Update Penalty Rate
Example:
R1,000 overdue =
R1,100.00
(R1,000 + 10% penalty)
Restructure After (Days)
days
Current:
6 days
(After this many days overdue, loan is restructured)
Update Restructure Days
Example:
Loan restructured after
6 days
of non-payment
(Balance + penalty becomes new principal + 40% interest)
Auto-Restructure:
✅ Enabled
Loans will be automatically restructured after 6 days overdue.
Currency Symbol
Currency Symbol
Current symbol:
R
Update Currency
Preview:
R1,000.00
System Overview
Interest Rate
40%
Penalty Rate
10%
Restructure After
6 days
Currency Symbol
R
Auto-Restructure
✅ Enabled
Last Updated
2026-09-30 10:44:07
Quick Actions
Dashboard
Add Loan
Check Overdue
View Latest Loan
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